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Grab your last 12 months of bank statements, one month at a time. You can also pull "cash received" reports from your accounting software or payment processor dashboards. Rough estimates are fine to start with.
Money that actually landed in your bank account. Not invoices you sent, not revenue you "earned" but haven't collected — only cash that hit your account.
Major non-monthly bills (taxes, insurance, licences), large monthly payments (rent, loan repayments), and anything critical you can't afford to miss. Leave out everyday operating costs like supplies and fuel.
A separate account where your weekly transfers land and sit untouched until a big bill comes due. We recommend a fee-free, interest-bearing savings account with instant transfers.
No. Flow 52 calculates the amounts — you control the transfers through your own bank.
About 10 minutes if you have your bank statements handy, then 10 minutes online to set up the recurring transfers. Under 30 minutes total.
Flow 52 calculates exactly how much to set aside each week so your future bills are already covered. It's about planning ahead, not tracking what you've already spent.
A smaller weekly amount feels manageable. It also keeps your holding account building steadily rather than in big lumps.
Add all sources together — total monthly deposits are what matter, regardless of where they came from.
Yes. Re-run the wizard with updated numbers any time. Your subscription covers unlimited reviews per year.
Absolutely — share your login credentials or work through the setup together.
The weekly transfer should be the first money out of your operating account each week. If you miss one, double up the following week — the yearly system can handle occasional gaps.
This reveals a profitability issue in your business — Flow 52 didn't create it, it revealed it. Consider reviewing expenses, renegotiating supplier rates, or adjusting your pricing.
Very common when first starting. Transfer what's available from your holding account and supplement from your operating reserves. The system self-corrects over time.
Use the "Forgot password" link on the login page. If that doesn't help, email team@flow52.com with your signup email.
Your data is encrypted, never shared with third parties, and you can delete it any time.
Flow 52 is a yearly subscription that renews automatically on your anniversary date. You have unlimited wizard access throughout the year and can cancel any time.
Use the "Cancel Access" link at the bottom of any page when logged in.
Yes — Flow 52 works in any modern browser including mobile. For entering numbers, a tablet or computer gives the best experience.
Email team@flow52.com — we respond within 24 hours on business days.
Yes. Free one-on-one walkthrough calls are available until May 31, 2026. Book here.